You’re advancing God’s work through giving, why not leverage investing for good too? CNCF donors can recommend allocating a portion of their DAF holdings into investments that make a difference.
Impact investments make capital available for causes that prioritize social good over maximizing profits.
All impact investments also have a possibility of financial return. The charities or non-profits receiving the investment must demonstrate the potential for reliable, recurring revenue streams and be doing God’s work, including church and community development.
Impact investments empower organizations who:
in Canada and around the world
to people across socioeconomic classes
by promoting economic growth in communities with financial need
by investing in businesses and organizations that do good
Talk with an impact investing expert
Donate money or non-cash assets to your Giving Fund.
Recommend allocating donated holdings in your giving fund either through traditional investment portfolio options or through innovative impact investing.
As funds become available, donate up to 100% of your available investments to the approved charities of your choice at any time.
“We love impact investing. You get more accountability from the charity. It isn’t like making a normal donation where you just pass them your money and wave goodbye. Through our DAF at CNCF, we’ve become the mortgage lender for a school and a church with the principal and interest going back into our fund to be distributed as grants to those and other charities. We’ve also helped build a sewage system at a summer camp and Bible college, and we are currently involved in a project using AI to create visual Bible translations. Impact investing through CNCF is an excellent way for us to use our money and expertise to partner with disciples of Jesus and help them remain on mission.”
Add to your fund, recommend investment holdings aligning with your values, or give funds to your favourite charities.
We don't want to delay making a difference in the world. That's why we don't impose a maximum giving limit. Our donors can give as much as they like from their available funds each year.
Make your legacy giving or long-term investment count for good, even before it is distributed to your favourite charities.
Instead of sitting in a typical investment, your legacy gifts can be invested for social good over and over again - the gift that keeps on giving!
Use the money in your Giving Fund to recommend a loan to the registered charity of your choice. Retain the flexibility to turn the loan into a gift in the future.
Recommend allocating funds to invest in approved organizations that share your values and help them to get ahead.
Fund a capital project at a ministry or registered charity of your choice. Your donor advised fund holding could help your church, missions, or community organization take a leap forward towards their vision.
Leverage CNCF’s partnerships with well-vetted organizations to get transformative capital to under-resourced regions globally. Impact investments done right can sustainably uplift marginalized communities.
Learn more about the benefits of using a Giving Fund.
Impact investing isn’t the norm because it’s different - it’s countercultural to put social good before maximizing profits.
There are 20% fewer major donors in Canada than there were a decade ago. Increasingly, donors want to know that supporting a charity's mission won’t take a never-ending, bottomless pit of money. With impact investing, the principal plus interest gets paid back to the fund at CNCF where it can be used to support even more charities. That makes it appealing to both the charity and donors.
See what impact investments are helping make happen right now.
As of 2026, Habitat for Humanity in central and northern Ontario has built affordable homes for more than 68 homes for 132 children and their families. Volunteers have given more than 15,000 hours to help create self-reliance through affordable housing.
Impact investments have helped Habitat for Humanity build strength and stability for Canadian families.
Tiderise is investing in African tech, with innovative outsourcing solutions that promise to bring robust income to one of the world’s lowest-income countries.
Impact investments are helping Tiderise create great jobs to bolster Malawi’s economy.
Capstone Kinvest is investing in emerging rural economies in Rwanda where a young and growing population has an unprecedented opportunity to leverage sustainable agricultural practices to drive economic growth.
Impact investments are helping Rwandan farmers achieve land ownership and grow food for their communities in this generation and the generations to come.
Indwell lives out the Christian calling to love our neighbours by creating affordable housing communities that support wellness and belonging. With more than 1,300 tenants across Southern Ontario, Indwell is changing the story of housing access in critical communities.
Impact investments through CNCF have helped get new building projects off the ground.
What good could you catalyze with your impact investment?
Open a Giving Fund
It depends. Generally all investments, whether impact related or not will have some form of risk. Some more than others. Impact investments can range from simple loans to Canadian charities with strong financials through to participation in investments that may have long term potential returns with growth, in addition to social impact.
Our impact investees are carefully vetted. In order to be eligible, they must have reliable, recurring revenue streams or potential long-term growth returns.
Additional risks that remain are the best kind - taking a risk on missions, ministries, and businesses that are leveraging God-given ingenuity to do God’s work.
Impact investing is more flexible than ESG portfolios giving the lender more flexibility by allowing them to invest in impact investment portfolios or provide capital to an approved project of their choice. ESG portfolios still put profits first. We put God’s work first. Impact investments are a step up in intentionality from sustainable finance or ethical/responsible investing. Not only do impact investments do no harm, they do actively do good.
Charitable grants are donated gifts to registered charities that do not need to be repaid. Impact investments are loans or investments to organizations that are doing social good. Impact investments have the potential of financial returns. Available funds from income can be reinvested or given to your favourite charity.
You can recommend up to 95% of your DAF into investments, which can include approved impact investments. There should be enough funds available each year for your planned charitable gifts, as well to cover CNCF assessment fees. This also helps to ensure that CNCF meets CRA disbursement quotas.
Yes, impact investors with CNCF can consider funding mortgages or loans to registered charities for capital or other projects.
Yes, impact investments with CNCF always meet CRA guidelines which require investments to have a potential for financial return on investment and other conditions.
CNCF experts assess potential impact investments to ensure that the investments meet our standards for effectiveness and predictability. Impact investments must be in projects that are doing social good, including non-profits, for-profit companies that are creating sustainable employment for their communities, and other organizations. To meet CRA requirements, impact investments must have potential financial return.
It depends. Impact investments vary in duration with different projects affording different flexibility and timelines.
A donor advised fund allows donors to recommend CNCF to consider investing donated funds into a capital project. Once the project is complete, those funds are available for you to recommend as gifts to charities.
Yes, if the impact loan is made to a registered charity, you can recommend that CNCF "forgives" the loan. The funds are then considered a gift and become a grant to the charity. Financial returns such as interest payments can also be granted to your favourite charities.
